"The best time to buy Life Insurance was 10 years ago, the next best time is now"

Easy Quotes 4 You

So, what makes us different from all the other life insurance websites out there? Pretty much one thing, we make it our mission to help you find life insurance coverage that fits your unique situation. We understand life insurance is not a one size fits all type of product.  Life insurance can also be very confusing with all the different products. This is where we can help. 
The key to finding life insurance just like car insurance is shopping around.  If you don’t get multiple quotes, you’re probably not going to get the best deal.  Of course who has the time do this? 
Most people probably don’t have time to do their own research on every life insurance company!  We aren’t some big name company or call center who is going try to sell you on the first contact. We are experienced Life agents whose focus is on guiding you through the life insurance buying process.

Our Services

At Easy Quotes 4 You we know that when clients can compare Life Insurance quotes in their own time, they win.  The pushy sales approach is outdated.  Purchasing a life insurance policy is a big decision and should be treated this way.  If our approach seems different, that’s because it is. We focus on our clients needs, rather than shoving any policy in your face.  Being an independent agency allows us to contract with all the top carriers which gives us access to great products.

Why use us and not a local agent? I have one reason-Most local agents are bound to selling with just one company!  This makes it tough for them to be competitive, and usually means you end up paying more in the long run.  Let us do the comparing for you.

With over 15 years of experience working with all of the major national and state carriers, we put our clients and families needs first. We will help you find a policy on your terms and that fits into your budget. You will enjoy the peace of mind of an affordable life insurance policy that’s aligned with your needs.

FREE, FAST INSTANT LIFE QUOTER

Our life insurance quoter is the best available anywhere on the Web. It includes all the major companies which give you all the quotes on one page. We also can customize quotes upon request.

Take time and run a few quotes on the instant quoter. If you would like someone to contact you then you can enter your info and either Rob or Tracy will give you a call. Not only will it give the you the rates for all the major insurance companies but also each companies financial rating. Choosing a company can be confusing and we have years of experience with each one so let us help. Call, email, or text. We are literally at your fingertips.

Many clients come to us after they have had a sour situation with one of those insurance call centers that are bound by 1 or 2 companies. Most of these leads are sold 2-3 times so you are swamped with phone calls from multiple agents, and most of these type of call centers also want you to make a decision on that first phone call. This is not fair to you or your family. We are here to guide you through the quote process and show you all available options.

EXPERIENCE IS ESSENTIAL

If you are confused on whether you need a term policy or a permanent policy we can help. In life insurance, there isn’t a one size fits all type of policy, so we are here to help take the guessing out of the equation. There are certain questions that need to be asked to make sure your needs are best met.

You can use are life insurance calculator to gauge just how much life insurance you need. I think you will find that it factors in some things you might not think of. However, we recommend speaking with a specialist to help analyze your situation and guide you to the right policy. Let us use our expertise and in helping you through the life insurance buying process.

Check out our blog for informative updates on the ever changing insurance industry.  I think you will find some very good information if you are looking to purchase life insurance and have questions.

INDEPENDENT AGENT VS. CAPTIVE AGENT

An independent agent is allowed to sell with multiple companies and has a variety of products to chose from, while a captive agent is bound to just 1 maybe 2 companies and has limited products. Why does this matter?

One very important reason, being able to sell with multiple companies gives the agent as well as the client access to the best rates and policies offered in the United States. A captive agent can only recommend their company, and while this might fit some clients needs, it is a disservice to most.

Using an independent agent will ensure that you get the right policy and not overpay for it. You will not be inconvenienced or penalized by an agents incompetence or lack of product knowledge. We know how each company underwrites certain medical and life situations which allows us to find the most competitive rates.

Proven Process

Selecting and applying for a life insurance policy can be confusing and frustrating if you don’t have the right help.  We will help you choose what best fits your situation and on you terms.  We will not ever pressure you into making decisions that you don’t feel 100% comfortable with.

We are able to get preliminary rates from our top companies without having to go through a lengthy application process.  We offer fully underwritten policies and also non-medical policies.  When your ready to get the process started please don’t hesitate to give us a call and let us take some of the guess work out of the equation.

Testimonials

Check out our testimonials page and see what are clients are saying about us.  Just like making any other online purchase you will want to look at reviews and make sure you are dealing with someone reputable.  We know there are 100’s of insurance websites that you could choose from, and pretty much all do the same.  The difference with us is our expertise and the 1 on 1 time we spend to ensure you are getting what best fits your family.  We hope these testimonials given by our clients gives you the peace of mind that you have come to the right place.

We also offer……

While Life Insurance is what we specialize in, we also offer many other types of products, such as:

  • Disability Insurance
  • Critical Care Insurance
  • Accidental Death Insurance
  • Long Term Care Insurance
  • Annuities

If you would like some more info on any of these products, please don’t hesitate and contact us!

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